FLIORE for single family offices: one mandate, many entities
Updated: 2026-09
A single family office serves one family but typically a dozen entities across several jurisdictions. The effort comes not from the number of mandates but from the nesting of the structures and the duty to evidence them.
From outside, a single family office looks simple: one family, one mandate. In practice the same family consists of several generations, companies, trusts, foundations and holding vehicles, often spread across jurisdictions and grown over the years.
The numbers are rarely the problem. The problem is that nobody except one or two people knows the structure in full. The knowledge of why an intermediate company exists, who is the beneficial owner in which vehicle, and which document is the current version, lives in heads and in mail folders.
That becomes a risk when a key person is unavailable, when the next generation joins, or when a bank, an auditor or an authority asks for structured information. That is exactly when it shows whether the structure is documented or merely lived.
How it works
- 01
Model the structure once, completely
Create persons, companies, trusts and foundations as linked entities, with the ownership relations between them — that is the basis for everything else.
- 02
Record beneficial owners per vehicle
For each entity, capture who is the beneficial owner, under which jurisdiction they are assessed, and what evidence exists.
- 03
Check look-through consolidation
View total wealth through the ownership layers rather than only at the level of directly held positions — that is where the discrepancies nobody notices arise.
- 04
Bind documents to the entity
Store articles, agreements, resolutions and evidence per entity in the encrypted vault, versioned — so the current version is no longer hunted in a mail thread.
- 05
Make deadlines and periodic reviews visible
Track due reviews per mandate and entity, rather than in a separate list one person maintains.
- 06
Arrange access for the next generation and advisers
Set up selective releases so family members and external advisers see what is intended for them — without full access and without sending files.
Why it fits here
FLIORE models linked entities with look-through consolidation — exactly the nesting on which spreadsheets in a single family office fail first.
The audit trail and documented UBO assessment make the structure independent of individual heads. That is the point at which key-person risk falls.
Database and documents sit in Switzerland, with hard tenant isolation at the database layer — with a family’s wealth and personal data, that is the baseline.
FAQ
Is FLIORE not oversized for a single family?
The question is not the number of families but the number of entities and the duty to evidence. A single family office with a dozen vehicles across jurisdictions is more complex than five simple mandates.
What happens if our key person is unavailable?
That is precisely what structured modelling is for. With structure, beneficial owners, documents and deadlines in the system rather than in heads, continuity is not tied to one person.
Can family members have limited access?
Yes, through selective releases per mandate and person. That replaces sending files and makes visible who has access to what.
How does look-through consolidation work?
Wealth is aggregated through the ownership layers, not only at the level of directly held positions. With intermediate companies that is the difference between a correct figure and a plausible one.
Is FLIORE usable in production?
FLIORE is in beta, in production use, and being extended continuously; some capabilities are still in progress.
FLIORE
FLIORE models linked entities with look-through consolidation — exactly the nesting on which spreadsheets in a single family office fail first.
The audit trail and documented UBO assessment make the structure independent of individual heads. That is the point at which key-person risk falls.
Database and documents sit in Switzerland, with hard tenant isolation at the database layer — with a family’s wealth and personal data, that is the baseline.